Relationships can face a lot of difficulties when it comes to money. This is particularly true when one partner makes more money than the other. Many disagreements may be prevented when partners have a grasp of each other’s expectations and financial goals. In this story a woman wonders if her decision over the propriety of leaving her boyfriend’s name off of the purchase agreement for a house is right or wrong. Read the story and tell us how you would handle the situation.
Source: Reddit
I (22F) and my bf (25M) have been together for about 4 years. We started living together 2 years ago in an apartment and it’s been great! I recently got a new job and make around $80k a year and have been wanting to get out of our apartment and into a house. My bf on the other hand doesn’t have a very good work ethic and has had about 8 different jobs in the 4 years we have been together, all making minimum wage. I brought up getting a house and he was totally on board with it so we started house hunting.
I have enough in my savings for a down payment and to cover all the closing costs but my boyfriend doesn’t have any savings and lives paycheck to paycheck. We currently split our rent 50/50 and he pays his bills (car payment, insurance, etc.) on his own and I pick up all the groceries, wifi, dog stuff. I’m totally fine with the fact I pick up more expenses since I make more than him and he’s never complained.
When we were looking for a house we kept the price range small enough to where I could pay for it alone so we could use his earrings as extra cash. But we agreed to split the mortgage 50/50 (which would be cheaper than our current rent) and I would pay the water, electric, home insurance, etc.
We finally found our dream house and are going to be signing the papers in a couple weeks. I mentioned to him that I would like to be the only name on the home since we are buying it with my savings and we aren’t married and don’t plan to be married anytime soon. He is now upset with me about it because it’s supposed to be “our house”.
I’ve told him that it is OUR house but legally it will just be mine bc I don’t want to put $400k on the line. He said that if it’s just going to be my house that he shouldn’t have to pay to live there. I disagree, it would be like paying rent anywhere else and when/if we get married we will change the agreement. He hasn’t talked to me for 3 days now and I really don’t think I’m in the wrong here. So Am i being unreasonable?
Here are a few comments on the story where it was originally posted:
